Broker toolkit
Refinance loan calculator
Model up to three loan scenarios side by side and compare repayments, surplus and savings.
Scenario A
Scenario A
Property, borrower and loan figures
Borrower circumstances
Loan figures
Repayment · monthly
$3,908
Monthly$3,908
Fortnightly$1,803
Weekly$902
Property value$800,000
New loan$600,000
Total LVR75.00%
Additional surplus$161,742
Comparison
Refinance savings
Current loan against the new structure
Current repayment$2,676
New repayment$3,908
Monthly savings-$1,232
Annual savings-$14,784
Accelerate
Extra weekly repayments
Pay a little more each week
Base payoff term30 yrs
New payoff term30 yrs
Time saved0 mo
Interest saved$0
Offset
Offset account
Savings held against the loan
Payoff with offset30 yrs
Time saved0 mo
Interest saved$0
Monthly interest saved$0
Annual interest saved$0
Estimates only. Assumes flat settlement costs of $3,258 and principal & interest repayments after any interest-only period. Stamp duty is modelled for Victorian purchases only.
Information only. This app is not financial, tax, legal or investment advice. Do not make decisions based on these figures alone — seek professional advice.